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Wealth Management
There is much to consider when planning for your long-term future. We deliver wealth management services and solutions that help build, preserve and manage your financial future. We work hard to understand our clients’ aspirations to help develop a solid strategy to achieve each individual’s goals.
Trusts
Our wealth management officers can consult with your attorney and accountant to help you set up a trust to provide income for you or another beneficiary. Trusts are legal mechanisms that let you put conditions on how and when your assets will be distributed upon your death. They also allow you to reduce your estate and gift taxes and to distribute assets to your heirs without the cost, delay and publicity of probate court, which administers wills. Some examples of beneficiaries for your trust include charitable organizations, children or grandchildren.
Estate Planning
No matter your net worth, it’s important to have a basic estate plan in place. At Texas Gulf Bank we work as a team with you, your attorney and your accountant to develop and implement an estate plan that best serves your heirs. A wealth management officer will assist in determining the best estate plan for you, and work to carry out the plan based on your net worth and financial needs.
Estates, Wills and Probate
Texas Gulf Bank can serve as Executor or Co-executor for your estate. We can also assist when an impartial third party is needed to help settle or probate an estate.
Agency Accounts
Through an agency account, Texas Gulf Bank’s Wealth Management Department acts as your personal agent in developing a financial and investment strategy for you. Once we have developed the strategy and agreed upon an appropriate asset allocation to match, we will invest your funds accordingly. Dividend collection and bill payment services are also available to our agency account customers.
Complimentary Consultation
Don’t let another day go by! Let us help you plan for your future, today. Interested in learning more? Contact our Wealth Management Department at 713-595-7432. Schedule a complimentary consultation with one of our experienced wealth management officers, and we will explain and advise you in regard to how we can tailor our wealth management services to meet your financial needs and goals.
Notice:
Wealth Management Department Investments include non-deposit investment products which are:
- Not bank deposits
- Not FDIC insured
- Not insured by any federal government agency
- Not guaranteed by the bank
- May decrease in value
*Consult your tax advisor for how an estate plan or trust might benefit you depending on your particular tax situation.