
Investment Rate Index - Time and Non-Time Accounts
Certificates of Deposit — Fixed Rate for April 19, 2021
Interest Rate | Annual Percentage Yield |
||
---|---|---|---|
TERM | $2,500.00 and over |
Minimum Balance to open and minimum daily balance that must be maintained in the account to earn the stated APY is $2,500.00. Compounding Frequency - Interest will be compounded monthly. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Crediting Frequency - Interest will be credited to your account monthly. Other crediting options are available to depositors. Early Withdrawal Penalty - Early withdrawal penalties may be imposed for withdrawal before maturity. |
|
30 Days | 0.05% | 0.05% | |
90 Days | 0.15% | 0.15% | |
180 Days | 0.20% | 0.20% | |
1 Year | 0.25% | 0.25% | |
18 month | 0.30% | 0.30% | |
2 Years | 0.35% | 0.35% | |
3 Years | 0.50% | 0.50% | |
4 Years | 0.60% | 0.60% | |
5 Years | 0.75% | 0.75% |
Individual Retirement Accounts — Fixed Rate
Interest Rate | Annual Percentage Yield |
||
---|---|---|---|
TERM | $2,000.00 and over |
Minimum Balance to open the account is $2,000.00. |
|
1 Year | 0.25% | 0.25% | |
18 month | 0.30% | 0.30% | |
2 Years | 0.35% | 0.35% | |
30 months | 0.43% | 0.43% | |
3 Years | 0.50% | 0.50% | |
4 Years | 0.60% | 0.60% | |
5 Years | 0.75% | 0.75% |
Individual Retirement Accounts — Variable Rate
Interest Rate | Annual Percentage Yield | ||
---|---|---|---|
TERM | $1,000.00 and over |
Minimum Balance to open the account is $1,000.00. |
|
18 month | 0.35% | 0.35% |
Investment Rate Index — Non-Time Accounts
Interest Rate | Annual Percentage Yield |
||
---|---|---|---|
Gulf Stream Money Market Account | Tiered Rate Applies |
Minimum Balance to open account-$300.00. |
|
$00.01 to $39,999.99 | 0.05% | 0.05% | |
$40,000.00 to $99,999.99 | 0.10% | 0.10% | |
$100,000.00 to $499,999.99 | 0.15% | 0.15% | |
$500,000.00 to $999,999.99 | 0.20% | 0.20% | |
$1,000,000.00 and above | 0.30% | 0.30% | |
VIP High Yield Checking Account | Tiered Rate Applies |
Minimum Balance to open account-$1,000.00 |
|
$.01 to $74,999.99 | 0.05% | 0.05% | |
$75,000.00 to $249,999.99 | 0.10% | 0.10% | |
$250,000.00 to $499,999.99 | 0.15% | 0.15% | |
$500,000.00 to $999,999.99 | 0.20% | 0.20% | |
$1,000,000.00 and above | 0.30% | 0.30% | |
Commercial Gulf Star NOW *Sole Proprietorships and Non-Profit Organizations only. |
0.05% | 0.05% | Minimum Balance to open account - $300.00. Minimum Daily Balance to earn the disclosed APY - $2,500.00. Fees May Reduce Earnings. The interest rates may change after the account is opened. |
Commercial Savings | 0.05% | 0.05% | Minimum Balance to open account-$100.00. Minimum Daily Balance to earn disclosed APY-$100.00. Fees May Reduce Earnings. The interest rates may change after the account is opened |
Sand Dollar Savings |
0.05% | 0.05% | Minimum Balance to open account-$100.00. Minimum Daily Balance to earn disclosed APY-$100.00. Fees May Reduce Earnings. The interest rates may change after the account is opened. |
Gulf Rewards Savings Account *Only available to Gulf Rewards Checking Customers |
0.10% | 0.10% | Minimum Balance to open account-$100.00. Minimum Daily Balance to earn disclosed APY-$100.00. The interest rates may change after the account is opened. |
Gulf Advantage Checking |
Tiered Rate Applies |
Minimum Balance to open account-$50.00. To earn higher than 0.05% APY* and receive up to $35 in ATM fee refunds* perform the following each monthly qualification cycle**: |
|
$.01 to $24,999.99 (requirements met) | 0.50% | 0.50% | |
$25,000.00 to $50,000.00 (requirements met) |
0.15% | 0.50% - 0.33% | |
$.01 & above (requirements not met) | 0.05% | 0.05% | |
Health Savings NOW | Tiered Rate Applies |
Minimum Balance to open account-$50.00. |
|
$1,000.00 to $4,999.99 | 0.05% | 0.05% | |
$5,000.00 & above | 0.10% | 0.10% |
The interest rates and annual percentage yields on this sheet are accurate as of April 19, 2021.
Please contact Texas Gulf Bank at 1.800.467.7216 to obtain a Truth-In-Savings/ Reg DD disclosure of terms, conditions, fees, early withdrawal penalties, and rate information for all accounts.
Non-time accounts closed within 30 days of opening will be assessed a $15.00 fee each.
The telephone numbers you may call for current interest rate and annual percentage yield information are:
Angleton 979.849.2372
Brazosport 979.233.3536
Clute 979.297.7211
CityCentre 281.888.3898
Friendswood 281.996.7481
Voss 713.595.7400
Lake Jackson 979.299.1308
West Columbia 979.345.1666
West University 713.595.7451