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Every day, hundreds of new businesses open their doors to new customers. Unfortunately, many of these businesses will fail within their first two years because of avoidable problems like an ill-conceived concept or not researching the competition. The decisions that you, as a business owner, make can sink or soar a brand. Here are some […]
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Each business owner has a unique way of managing employees, productivity, and especially their finances. Depending on the type of company you run, the banking products suitable for some might not be right for you. Here are just a few examples of the services we let you customize as part of your TGB business accounts. […]
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Have you ever gone to dinner with a group of friends, but the restaurant wouldn’t split the check? Or—given the new social etiquette after the recent COVID-19 pandemic—would you like to avoid passing cash and cards physically between you and others? Rather than worrying about carrying around your most valuable financial assets, now we have […]
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Finding and securing a location for your business can be a major undertaking. The factors you need to consider when leasing commercial space touch on so much more than just the monthly rent. For instance, if you operate a retail business, the part of town you choose is critical because you are dependent on walk-in traffic. […]
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Getting media exposure for your business can be very effective in bringing in new customers by spreading the word about what you have to offer. There are two general ways to get favorable coverage in the media: Advertising (buying space to deliver the message you want) and Public Relations (using the press to create content […]
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In a continuing effort to stimulate the U.S. economy and expand employment opportunities, a bill backed by the Small Business Administration (SBA) makes available new loan programs and reduces fees for small businesses in this country. The Small Business Economic Aid Bill offers benefits and enhancements to SBA Express loans (7a and 504), as well as others. […]
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Entering the world of investing seems overwhelming, but there are ways to get started with just a little money and a few tips. Here are some things you need to know to get started. Determine Your Investment Goals Are you looking for short-term gains or investing for retirement? Playing the stock market, for example, is […]
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Deciding to share your life with someone through marriage means working together on everything, including your finances. Once married, you and your spouse will be financially responsible for joint debts, filing a joint income tax return (or married filing separately, as applicable), and physical things like putting food on the table and paying rent. An […]
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Long before the economic impact of the COVID pandemic, industries and businesses began making massive changes to the way they serve customers. Trends in the American marketplace revolving around technology and consumer behavior forced them to find smarter, more efficient strategies. The appearance of COVID-19 merely sped up those changes. Knowing this, here are a few of […]
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With inflation rates for college costs estimated at 3%-10% per year—tuition and fees, along with room and board, could skyrocket by the time your child is a freshman. This leaves parents wondering how to help them pay for it all. Like any savings goal, putting away the money for college starts with a plan. So here are […]