INCLEMENT WEATHER ALERT: All locations of Texas Gulf Bank will be closed Tuesday, January 21st due to expected inclement weather. We anticipate delayed opening times Wednesday, January 22nd. Please check here for updates.
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Congratulations! If you’re reading this article, it’s because you’ve recently taken on a more prominent role within your company to help hire new talent for your team. As a hiring manager, you have a lot of important responsibilities to guarantee you recruit the top people available to you based on skills, location, and salary requirements. […]
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Health Savings Accounts (HSAs) help you and your family members save for future health expenses tax-free when you have a high-deductible health plan. These expenses include most medical care and services, dental and vision care. With open enrollment around the corner for most companies, you may be trying to decide if an HSA is right […]
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Millions of holiday shoppers plan to make purchases online during the holiday season. Sadly, the world’s scariest online scammers are ready to celebrate the season with you … exposing your identity and draining your wallet. A recent Experian® survey found that 43% of victims said their identity theft occurred while holiday shopping online. Experian® projects […]
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Non-Deposit Investment Products are: not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the bank; subject to investment risks, including possible loss of the principal amount invested. Families have choices when it comes to securing their savings for future generations. Trusts, for instance, are useful for the ongoing management […]
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You’re probably familiar with the quick pace at which debt can accrue. High interest charges mean your balance continues to grow even when you repay far more than your minimum monthly payment requires. What if you could group several of your credit cards and personal loans under one lower interest payment to help you get […]
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A major source of funding for businesses comes through Small Business Administration (SBA) loans, which can sometimes be complicated to apply for and receive. Taking a look at public SBA loan data*, full-service restaurants received the most number of SBA loans between 2010 and 2018. Seeing this, we thought it might be interesting to take this […]
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Today the world’s most significant business transactions happen online. We organize our lives with the help of online tools, and our banking should be too—which is why we make it easy to conduct your business banking anywhere with web, mobile and text banking using your computer, smartphone, or other online devices. Here’s a rundown of the […]
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As a business owner seeking a loan for your business, you want to present a positive picture of the purpose and plans you have for your company. The best way to do this is to create a well-designed loan proposal demonstrating to bankers that your business is a sound investment likely to generate stable returns. […]
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Maybe you found the perfect dining room table on Craigslist, or your landlord would prefer rent payments be sent to her checking account electronically; there are many reasons why you might need to make a transfer to another person. With the help of hot new apps, sending money is simple—but, if you’re not careful, those […]
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When it’s time to raise cash to manage and grow a business, most entrepreneurs think of the traditional term loan structure: Apply, get approved, receive loan money as a lump sum, begin repayment of that money right away. A line of credit is similar to a term loan except that it offers a different way […]