ALERT: Customers have received fraudulent calls and texts from people claiming to be from Texas Gulf Bank Fraud Dept. TGB will never request sensitive information by phone or text. Contact our fraud center at 800-237-8990 and add it to your contacts.
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/06/Business-Loan-for-Accounting-Firm-Purposes-150x150.webp)
Managing business activity is critical for any accounting firm. And not just for your clients – but for your own firm. Seasonal revenue fluctuations and the need for continuous investment in growth often require flexible financing solutions. Whether you’re running a small practice or managing a mid-to-large CPA(certified public accounting) firm, having access to the […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/03/Benefits-of-Equipment-Refinance-to-Improve-Cash-Flow-150x150.webp)
You have a new customer lined up or an opportunity for a large job order, but you don’t have the industrial equipment to handle the request. You could try to squeeze more out of your existing machinery – or you could pursue used heavy equipment to expand your fleet. We understand that purchasing equipment outright […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/05/Owner-Occupied-Renovation-Loans-Lets-Support-Your-Growth-Strategy-150x150.webp)
If your company has been discussing updating your physical space for months or years to improve operations, now is the time to turn talk into action. Whether you need to improve your physical presence to introduce new equipment, upgrade office space, better serve customers, or create a more efficient layout, renovations can support growth and […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/04/Need-a-Joint-Bank-Account-for-Business-Partners-copy-150x150.webp)
When running a business as partners, the financial setup can play a significant role in the success of your collaboration. One of the most critical decisions you’ll make together is whether to open shared business accounts. A joint bank account for business partners simplifies the way you add, manage, and distribute funds. However, it also […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2024/03/AdobeStock_72025181-150x150.jpeg)
Has your company outgrown your physical space? When managing owner-occupied real estate, business owners and financial decision-makers often face an important decision of whether to secure financing to build new buildings or renovate existing properties. From a financing perspective, the decision typically comes down to choosing between a construction loan vs renovation loan. Both loans […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/04/Manufacturing-Equipment-Finance-Solutions-for-Your-Specific-Needs-150x150.webp)
Manufacturing companies in the Southeast Texas Gulf Coast region know the importance of staying ahead of the curve in their industry. Whether running a fabrication shop or a large-scale production line, having access to the right manufacturing equipment is essential for maintaining efficiency and meeting customer demands. However, purchasing high-quality lathes, CNC machines, or other […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/04/Small-Business-Working-Capital-Line-of-Credit_-Support-Growth-Strategies-150x150.webp)
Managing cash flow is one of the top responsibilities of any small business. It’s always top of mind – whether covering operational expenses, purchasing inventory, making payroll, or bridging gaps in the revenue cycle. Having access to financing options can help support your latest business needs. For companies in the Southeast Texas Gulf Coast region, […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/03/Rent-vs.-Own-Commercial-Property_-Your-Rent-Replacement-Options--150x150.webp)
For Texas business owners, the decision to rent vs. own commercial property is a common consideration. While renting may seem less complicated in the short term, investing in ownership can provide long-term financial stability and growth opportunities. For example, transitioning from renting to owning may create opportunities for your business to build equity, reduce operating […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2023/09/How-to-Get-an-LLC-Loan-Through-the-SBA-150x150.webp)
In today’s uncertain economic conditions, many small business owners are searching for cost-effective financing solutions to improve cash flow and reduce business debt. A growing issue for many businesses is the burden of having SBA 7(a) loans with variable interest rates, which can result in much larger monthly payments than originally anticipated. An effective strategy […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/03/Texas-Construction-Loan-Obtain-Financing-for-Your-Next-Project-150x150.webp)
If you’re a home builder in Texas, you know how important it is to have construction financing in place to transform architectural plans into beautiful homes. Without access to reliable funding, your construction projects could face costly delays that could create financial hardships for your business. For local home building businesses, a Texas construction loan […]