ALERT: Customers have received fraudulent calls and texts from people claiming to be from Texas Gulf Bank Fraud Dept. TGB will never request sensitive information by phone or text. Contact our fraud center at 800-237-8990 and add it to your contacts.
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Business partnerships can be highly successful ventures, but circumstances often arise where one partner needs to – or wants to – exit the company. Whether due to retirement, career changes, or strategic decisions, a business partner buyout is an opportunity for the remaining owner to gain complete control of operations. For business owners throughout the […]
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You worked hard to build wealth, and now it’s time to support your family’s future with a sound approach to financial planning. One key area is understanding the differences between a trust vs. a will in Texas. Both a trust and a will are essential elements in estate planning, yet each offers distinct advantages depending […]
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Securing financing for commercial real estate projects in the Southeast Texas Gulf Coast region can be time-consuming, especially when navigating complex loan requirements and application processes. Whether you’re a business owner looking to purchase new property or a real estate investor seeking to expand your portfolio, understanding the commercial real estate lending process is crucial […]
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Business owners in the Southeast Texas Gulf Coast region face a changing landscape of fraud threats that can affect any size company. From holiday scams to sophisticated ransomware attacks, the types of fraud risk confronting today’s businesses can be highly complex. For business leaders in our region, understanding these risks goes beyond protecting your bottom […]
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Texas entrepreneurs are wired to build, grow, and innovate. You take calculated risks, create jobs, and often pour everything you have into the success of your business. But when it comes to managing personal wealth, the financial playbook may change. Your business may be thriving, but your personal finances could be under-optimized or lacking protection. […]
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Local small business owners face daily decisions about how to finance their operations and manage cash flow. Two popular options stand out: business lines of credit and business credit cards. Each serves different purposes and offers unique advantages depending on your company’s specific needs and financial situation. Understanding the key differences between a business line […]
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If your company has an exciting opportunity to expand activity in the Greater Houston area, do you have the necessary physical space to support this initiative? Perhaps your business has outgrown current facilities, or you’re ready to replace rent with property ownership. Regardless of your specific situation, commercial real estate loans in Houston, TX, may […]
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By Joel Risser, VP – Treasury Services Manager & Digital Banking Coordinator The foundation of any successful, growth-focused business isn’t just about increasing revenue; it’s even more about optimizing the cash you already have. Unlocking liquidity through effective cash management allows businesses to support strategic initiatives, navigate volatility, and invest confidently in future growth. At […]
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Fraud and risk management have become crucial priorities for businesses in an increasingly complex financial landscape. From sophisticated email scams to unauthorized account debits, fraudulent activities present new challenges to organizations of all sizes. Statistically, businesses lose about 5% of annual revenue every year due to fraud, according to the annual report from the Association […]
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Investing in commercial real estate capital improvements is a smart strategy for local companies looking to enhance the usability and longevity of their business space. Whether you’re upgrading an outdated manufacturing facility or modernizing an office building, these long-term improvements can help keep properties in good condition, increase productivity at your place of business, and […]