Phishing Scam Alert: Do NOT share your credentials. Texas Gulf Bank will NEVER ask for your Online Password or Text Code. Learn More
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/03/Benefits-of-Equipment-Refinance-to-Improve-Cash-Flow-150x150.webp)
You have a new customer lined up or an opportunity for a large job order, but you don’t have the industrial equipment to handle the request. You could try to squeeze more out of your existing machinery – or you could pursue used heavy equipment to expand your fleet. We understand that purchasing equipment outright […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/05/Timely-Estate-Settlement-Services-Available-Through-Our-Bank-150x150.webp)
Non-Deposit Investment Products are: not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the bank; subject to investment risks, including possible loss of the principal amount invested. The loss of a loved one can bring overwhelming emotions and, for many, the great responsibility of settling an estate. For families […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/05/Owner-Occupied-Renovation-Loans-Lets-Support-Your-Growth-Strategy-150x150.webp)
If your company has been discussing updating your physical space for months or years to improve operations, now is the time to turn talk into action. Whether you need to improve your physical presence to introduce new equipment, upgrade office space, better serve customers, or create a more efficient layout, renovations can support growth and […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/05/Why-Outsourcing-Treasury-Functions-Requires-Strong-Client-Relationships-150x150.webp)
By Joel Risser, VP – Treasury Services Manager & Digital Banking Coordinator Many Southeast Texas businesses are turning to banking partners for help managing their day-to-day cash flow, payments, and fraud prevention tools. Selecting the right partner isn’t just about technology, it’s about trust. At Texas Gulf Bank, our Treasury Services team does more than […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2024/03/AdobeStock_72025181-150x150.jpeg)
Has your company outgrown your physical space? When managing owner-occupied real estate, business owners and financial decision-makers often face an important decision of whether to secure financing to build new buildings or renovate existing properties. From a financing perspective, the decision typically comes down to choosing between a construction loan vs renovation loan. Both loans […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/04/Need-a-Joint-Bank-Account-for-Business-Partners-copy-150x150.webp)
When running a business as partners, the financial setup can play a significant role in the success of your collaboration. One of the most critical decisions you’ll make together is whether to open shared business accounts. A joint bank account for business partners simplifies the way you add, manage, and distribute funds. However, it also […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/04/Manufacturing-Equipment-Finance-Solutions-for-Your-Specific-Needs-150x150.webp)
Manufacturing companies in the Southeast Texas Gulf Coast region know the importance of staying ahead of the curve in their industry. Whether running a fabrication shop or a large-scale production line, having access to the right manufacturing equipment is essential for maintaining efficiency and meeting customer demands. However, purchasing high-quality lathes, CNC machines, or other […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/04/Small-Business-Working-Capital-Line-of-Credit_-Support-Growth-Strategies-150x150.webp)
Managing cash flow is one of the top responsibilities of any small business. It’s always top of mind – whether covering operational expenses, purchasing inventory, making payroll, or bridging gaps in the revenue cycle. Having access to financing options can help support your latest business needs. For companies in the Southeast Texas Gulf Coast region, […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2025/03/Rent-vs.-Own-Commercial-Property_-Your-Rent-Replacement-Options--150x150.webp)
For Texas business owners, the decision to rent vs. own commercial property is a common consideration. While renting may seem less complicated in the short term, investing in ownership can provide long-term financial stability and growth opportunities. For example, transitioning from renting to owning may create opportunities for your business to build equity, reduce operating […]
![[thumbnail for post]](https://www.texasgulfbank.com/wp-content/uploads/2023/09/How-to-Get-an-LLC-Loan-Through-the-SBA-150x150.webp)
In today’s uncertain economic conditions, many small business owners are searching for cost-effective financing solutions to improve cash flow and reduce business debt. A growing issue for many businesses is the burden of having SBA 7(a) loans with variable interest rates, which can result in much larger monthly payments than originally anticipated. An effective strategy […]