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By Joel Risser, VP – Treasury Services Manager As the year winds down, it’s easy to get caught up in closing the books, finalizing budgets, and preparing for tax season. But it’s also the perfect time to make sure your business is getting the most out of its banking relationship. Smart end-of-year planning can uncover […]
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For individual partners seeking to diversify their investment portfolios, the Southeast Texas Gulf Coast region offers attractive opportunities to develop new properties and potentially generate additional cash flow. The prospect of building an investment property – whether it’s a portfolio of single-family homes, a retail center, or modern office buildings – can be a strategic […]
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Running a nonprofit organization means dedicating yourself to a mission that matters. But even the most passionate leaders face the reality of financial fluctuations. Contribution shortages, unexpected expenses, and seasonal revenue gaps can strain budgets and create stress. If your organization is navigating these challenges, you’re not alone. Many nonprofits experience cash flow dips that […]
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Engineering firms across the Southeast Texas Gulf Coast region face mounting pressure to deliver complex projects on time and within budget. Success often hinges on having access to the right heavy-duty equipment when you need it most. Without proper machinery and tools, even the most skilled engineering teams can encounter significant delays, cost overruns, and […]
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Managing the finances of a law firm can be challenging potentially due to unpredictable cash flow, especially for smaller practices or contingent fee law firms. A flexible financial tool – such as a line of credit – could be the commercial lending option you need to bridge these gaps. Unlike a term loan, a law […]
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Parents and guardians of individuals with disabilities face unique challenges when planning for a child’s financial future. Balancing financial support and helping preserve government benefits requires careful navigation of complex regulations and trust requirements. At Texas Gulf Bank, our Wealth Management team understands these challenges and provides specialized guidance to families in the Southeast Texas […]
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Property development is a popular investment opportunity for individual partners in the Texas real estate market. Whether you’re an experienced investor or expanding your portfolio for the first time, securing property development loans can be a great way to turn opportunities into profitable ventures. Understanding the financial landscape for non-owner-occupied investment properties can make the […]
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Business owners in the Southeast Texas Gulf Coast region face a changing landscape of fraud threats that can affect any size company. From holiday scams to sophisticated ransomware attacks, the types of fraud risk confronting today’s businesses can be highly complex. For business leaders in our region, understanding these risks goes beyond protecting your bottom […]
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Is cash flow management keeping you awake at night? You’re not alone. Our Treasury Management team works with business owners across the Southeast Texas Gulf Coast region on a daily basis who are seeking ways to improve business cash flow. A healthy cash flow can allow your company to cover daily business operations, invest in […]
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By Joel Risser, VP – Treasury Services Manager & Digital Banking Coordinator The foundation of any successful, growth-focused business isn’t just about increasing revenue; it’s even more about optimizing the cash you already have. Unlocking liquidity through effective cash management allows businesses to support strategic initiatives, navigate volatility, and invest confidently in future growth. At […]