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Personal Loans & Credit Lines
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A personal line of credit gives you instant access to borrowed funds when you need them. You do not have to go through any application process each time, you will enjoy a rate that is lower than a typical credit card and the repayment terms are flexible. You can also use this option to protect yourself from overdrafts.
Your Texas Gulf Bank personal banker will work with you to get your line of credit approved and established.
Download the Consumer Loan Application - PDF
Get a Credit Report
As your personal banker, we are concerned with your financial well-being and how we can best help you to achieve your goals. Monitoring your credit is an important part of keeping a healthy financial situation because the better your credit, the better interest rate you will receive when you borrow � not to mention it makes borrowing easier.
Your credit report will show you who has been checking your credit and allow you to look for inaccuracies or unauthorized activities. Federal law dictates that you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies: Experian, Equifax, and Transunion. To request your free annual report under Federal law, go to AnnualCreditReport.com.
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