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Gulf Advantage Checking Account

It's true! Gulf Advantage Checking is a FREE interest checking account that pays 1.16% APY* and refunds nationwide ATM fees up to $35 per month!* To receive monthly rewards, all you have to do is meet 3 simple requirements-- things you are probably doing already. The best part is that if you don't do everything you need to do to get the higher interest rate one month (or to obtain the refund on the ATM fees), you still earn .05% APY* and have the opportunity to earn the higher interest the next month.

Gulf Advantage Checking Account offers the following rewards
Pays 1.16% APY* CD-like rates on a FREE Checking account on balances from $0-$25,000!
Pays 1.16% - .78% APY* on balances $25,000.01 - $50,000
Refunds up to $35 on nationwide ATM Fees*
FREE Visa Debit Card

Requirements
To earn higher than .05% APY* from your interest checking account and receive up to $35 in ATM fee refunds* perform the following:
1.12 Debit Card purchase transactions must post and clear per qualification cycle
2.Have at least one Automatic payment or Direct Deposit post and clear per qualification cycle
3.You must be able to accept electronic delivery of your monthly bank statement and agree to do so, in lieu of receiving a paper statement

Personalized, Convenient Service
Customer service is our priority. Texas Gulf Bank is a local, community bank offering flexible banking options to fit your needs. Our free online banking, mobile banking and telephone banking provide convenient access to your accounts where you need it, whenever you need it!

* DISCLOSURE: *1.16% Annual Percentage Yield (APY) paid on daily balances between one penny and $25,000 each monthly statement cycle the minimum requirements are met. Daily balances greater than $25,000 will earn an APY ranging from 1.16% to .78% depending on the daily balance in the account. (The APY of .78% corresponds to an assumed daily balance of $50,000; the APY of 1.16% corresponds to an assumed daily balance of $25,000.01) ATM fees of $4.99 or less will be automatically reimbursed up to a maximum of $4.99 per individual transaction, while those of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. In no circumstance, however, will the maximum reimbursement exceed $35.00 per qualification cycle. If you believe that you have not been reimbursed the correct amount, please contact us no later than 30 days after the statement cycle where the reimbursement was applicable.  The qualification period is generally the statement cycle, but the specific cut-off date for transactions to qualify varies from month to month; customers are advised of the actual date ahead of time via a monthly email.  If you do not meet the three requirements per cycle as stated above, your account will still function as a free checking account earning 0.05% APY; however, it will not receive ATM fee refunds for that time period. ATM withdrawals do not count as qualifying debit card transactions for purposes of earning rewards within this account.  APYs accurate as of 10/27/2014. We may change the interest rate and APY any time after the account is opened at our discretion. No minimum balance required. However, you must deposit a minimum of $50 to open this account. No monthly service charge. Available to personal accounts only. MEMBER FDIC.

For additional information or inquiries about our Gulf Advantage Checking account contact us here; select Gulf Advantage Checking from the pull-down list!
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Texas Gulf Bank, N.A.  1-800-467-7216   Contact Texas Gulf Bank